ChatGPT ,GPT-4 ,AI Chatbots & Human : Creativity ..the Way Forward ?

We have come to a world where ChatGPT seems to have passed many exams that humans have been passing. Does that show that our exams need to evolve more Creatively ? Or say Exams are  having less  Creative components as of now that makes ChatGPT to crack them. 

Principle of Bank Run/ Collapse/Fail : Risk Management

Over the past few weeks we have witnessed the collapse of few largest and most reputed banks in the history from US to Europe, namely SVB to Credit Suisse.

Though it can be credited to failure of internal risk management systems at place, we also need to understand some scientific mechanism of bank run that could possibly happen to any bank for that matter in future. 

The Banking and Insurance Industry runs on the fundamental principle where Simultaneity is not well desired. The meaning is all the customers or claims should be allocated in differently over dimension of time. All of the demands shouldn't come up at the same time. If this happens, it would lead to collapse of bank or insurance companies.

It could happen to any bank to insurance company. Hence the public confidence and sentiment which  is extremely volatile must be the priority to survive. One never knows if one bad news could ruin the institutions run over the decades or even more than a century. 

The key to Risk Management is restore that trust among the investors, public as they behave randomly in case of panic.

AI(ChatGPT, GPT4, Bard) & Human Cyclical Development : Self- Referential Issue.

I believe that there could be the possibility that development of AI by Human Computer Scientists would not disrupt the  role of human roles rather increase again over the time.

It's cyclical in the sense. Let's see how :

Self -Referential Issue : Chat GPT /GPT 4 Human Coders have created the system that could disrupt the jobs of Human Coders themselves through the development of the  Coding system. So, it seems to be disrupting the Coders's jobs. But as the things proceed further, Chat GPT/GPT would possibly make the non-creative things redundant for a humans. If these chatbots can clear many exams, this also would force the exams created by human minds to be creative enough in future to be able to supercede them or else lose them .

Over the time, there would be high demand for Human Creative Roles ,Soft skills which are beyond the ambit of automated systems of AI. 

So, these AI systems would on one hand would make some human jobs redundant but at the same time, it would open the scope for more sophisticated creative and behavioral skills of humans !

I think  it would be cyclical development in itself between Human and AI transitionimg from lower to higher level rather than an Singularity stage . But for that Humans need to be alert to try to become more and more creative and improve soft skills.

In a nutshell, the artificial system created by Humans would force the Humans themselves to improve in creativity or else loose their dominance to their own system !! Self-referential issues ...Recall Godel....